About Us

 

Our Vision

A world where everyone has a safe and decent place to live

Our Mission

At Habitat for Humanity Halton Mississauga, our Mission is to use our knowledge, skills, community relationships, volunteers and other resources to create and promote safe and affordable home ownership options with the aim of alleviating the cycle of poverty within our community.

Our Strategic Plan

In 2014, Habitat for Humanity Halton-Mississauga set the goal of building 75 homes by 2019. Compared to the fact we have historically built one home per year on average, this was a lofty goal. However, we are very proud to say we are well on our way to achieving it. Having finished 15 homes in 2016 alone, 2017-2019 promises to bring us some unforgettable experiences and builds that will change the lives of more families than ever before.

Our Values

  • Housing for All We believe that access to safe, decent and affordable housing is a basic human right that should be available to all.
  • Diversity and Inclusiveness We believe there is a role for everyone committed to our vision, mission and values and we seek to enrich our organization through diversity.
  • Partnership We believe we can best achieve our mission through meaningful and mutually beneficial partnerships with others.
  • Faith in Action We believe that faith is lived through action. Building on our foundation, we serve and work with people of all faiths and beliefs in a spirit of justice and compassion.
  • Human Dignity We believe in the worth and dignity of every human being. We respect the people we serve and those that help us in this effort and recognize them as our greatest resource.

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What We Do

Habitat for Humanity was founded in 1976 by Millard Fuller and Linda Fuller. Today, Habitat for Humanity is a true world leader in addressing the issues of poverty housing.

Since 1999, Habitat for Humanity Halton-Mississauga has continuously offered no interest, no profit home mortgages (capped at 30% of the home income) to hard-working families in need who agree to contribute 500 volunteer hours or "sweat equity" as the down payment for their Habitat home.

Habitat for Humanity Key Milestones

Our Completed Homes

 

How can we build faster?

 

Our builds are supported through volunteers, corporations and wonderful donors like you who all agree that safe, decent, affordable shelter is the right of all. Today, there are over 20,000 families and individuals in need of affordable housing. This isn't a government issue, this is a global issue.

 

Habitat for Humanity has no assets because our mission is about offering a "hand-up" versus a "hand-out". However, an average home in the city of Mississauga, town of Oakville or city of Burlington will require us to fundraise at least $150K for permits and development charges. In addition, we're also charged an average of $50K in government fees to process our application. With costs of pre-development work rising due to the inflationary cost of land, it normally requires us to have $250K minimum in the bank before we can even place a shovel in the ground.

 

This is where you and I step in and help us build more homes than ever before for families in need. Become a HOPE BUILDER - a monthly donor that helps us change the world by offering a "hand-up" versus a "hand-out" to hardworking families who are simply struggling to invest in their future. Together, we can change the lives of families for generations to come. Now is the time to give to support our build projects underway that will serve 26 more families this year alone and over 250 families in the next 3 years. 

 

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Our Habitat Families

 

Our Habitat Partner Families Come In All Shapes & Sizes 

 

At Habitat for Humanity Halton-Mississauga, or dream is to build a world where everyone has a safe, decent and affordable place they can call home. But in today's world, we know that isn't a reality for everyone. Our mission is to use our skills and knowledge to give hard-working, low-income families in need a "hand-up" to affordable homeownership, not a "hand-out".

We know that families come in all shapes and sizes. And to us, the word "family" can mean a variety of things -  a traditional family, a multi-generational family, a same-sex couple family, an individual with disabilities, a senior, and so much more.

To qualify to become a partner family with Habitat Halton-Mississauga, each family must meet all of the criteria listed below.

 

Home Ownership Criteria

 

Income Requirements

The goal of Habitat for Humanity is to help hard-working Canadians achieve the reality of home ownership.  Part of our focus on providing a “hand-up” involves empowering our families to succeed in their long-term financial goals.  To ensure our applicants are ready for the responsibilities of homeownership, we require our families to have a reasonable level of earned income, job stability and credit history.

To ensure consistent affordability, mortgage payments are Geared-To-Income which ensures that our families will not pay over 30% of their gross income on housing costs which includes mortgage payments, Condo fees and Property Tax.

We also ask the following of applicants:

  • Must be willing to provide most recent Notice of Assessment from Revenue Canada
  • Must provide a current credit report, and various other documents such as employment letters, paystubs, bank statements etc.
  • If you have declared bankruptcy or filed for a consumer proposal, it must be three years from the discharged date before your application will be considered.

 

Living In Need

Habitat is proud to provide safe, decent and affordable housing. Families must be living in either unsafe or unhealthy conditions, substandard or overcrowded housing conditions, or have high rent in relativity to their income.

 

Status Requirements

The applicant, co-applicant and each family member must either be a Canadian citizen or a permanent resident of Canada. The applicant and co-applicant must also be 25 or older to apply for a Habitat home.

 

Willing To Partner

Families applying to the affordable housing program must be willing to commit to volunteering 500 hours with Habitat.

The applicant and co-applicant must also be willing to attend a series of workshops on home ownership, understand the mission of Habitat for Humanity, and become lifelong Habitat ambassadors for the Home Ownership program.

At Habitat Halton-Mississauga, we are all about telling the stories our Families share. Part of the responsibility of being a Partner Family is the willingness to share your story whether that is in a blog, in a newspaper, or even to another Partner Family. As a charitable organization, we heavily rely on these stories to “pay it forward” and assist us in receiving sponsorship to help future families.

 

How To Apply

At Habitat for Humanity Halton-Mississauga, we have tried to make our application process as easy as possible. That's why we've taken our application completely online. But before you apply, we recommend you read over the homeownership criteria and read through the affordable housing application process here

To apply to the waiting list for a Habitat for Humanity Halton-Mississauga home, click the button below to visit our microsite and complete the application process.

Please note: Programs are subject to change at the discretion of Habitat for Humanity Halton-Mississauga, based on the current real estate and financial market situation. You may wish to have an interpreter present to assist you with the online Information Session and the Home Ownership application.

Resources

 

Financial Statements

 

2013 Financials

2014 Financials

2015 Financials

 

Other Resources

 

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